[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.krakra.cz\/nejen-v-bance-si-lze-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.krakra.cz\/nejen-v-bance-si-lze-pujcit\/","headline":"Nejen v bance si lze p\u016fj\u010dit","name":"Nejen v bance si lze p\u016fj\u010dit","description":"Pokud si \u010dlov\u011bk pot\u0159ebuje p\u016fj\u010dit pen\u00edze, jako prvn\u00ed ho dost mo\u017en\u00e1 napadne zaj\u00edt si o n\u011b po\u017e\u00e1dat do banky. Proto\u017ee... <a class=\"direadmore\" href=\"https:\/\/www.krakra.cz\/nejen-v-bance-si-lze-pujcit\/\"> Continue Reading&#8230;<\/a>","datePublished":"2019-04-13","dateModified":"2023-05-24","author":{"@type":"Person","@id":"https:\/\/www.krakra.cz\/author\/#Person","name":"","url":"https:\/\/www.krakra.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b284045843c408c62f17f24f06fc21877cb3f3f5d67c24728f73b54e3c5ca1db?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b284045843c408c62f17f24f06fc21877cb3f3f5d67c24728f73b54e3c5ca1db?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"krakra.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.krakra.cz\/wp-content\/uploads\/img_a346391_w1693_t1560511168.jpg","url":"https:\/\/www.krakra.cz\/wp-content\/uploads\/img_a346391_w1693_t1560511168.jpg","height":0,"width":0},"url":"https:\/\/www.krakra.cz\/nejen-v-bance-si-lze-pujcit\/","about":["Ekonomika"],"wordCount":458,"articleBody":"  Pokud si \u010dlov\u011bk pot\u0159ebuje p\u016fj\u010dit pen\u00edze, jako prvn\u00ed ho dost mo\u017en\u00e1 napadne zaj\u00edt si o n\u011b po\u017e\u00e1dat do banky. Proto\u017ee tak u\u017e je to v na\u0161ich mysl\u00edch zako\u0159en\u011bn\u00e9. Jen\u017ee ne ka\u017ed\u00fd v n\u011bjak\u00e9 t\u00e9 bance usp\u011bje. Proto\u017ee zde panuj\u00ed p\u0159\u00edsn\u00e1 pravidla a nad\u011bji na \u00fasp\u011bch m\u00e1 v\u00fdhradn\u011b ten, kdo ve v\u0161ech ohledech bankovn\u00edm po\u017eadavk\u016fm vyhov\u00ed. A pokud nevyhov\u00ed? St\u00e1le je\u0161t\u011b nen\u00ed nic ztraceno. Proto\u017ee ani v p\u0159\u00edpad\u011b, \u017ee nen\u00ed doty\u010dn\u00fd jedinec ide\u00e1ln\u00edm \u017eadatelem, nen\u00ed vylou\u010deno, \u017ee usp\u011bje dejme tomu se \u017e\u00e1dost\u00ed o nebankovn\u00ed hypot\u00e9ku. Proto\u017ee ta se p\u0159ece jenom v nejednom ohledu li\u0161\u00ed od produkt\u016f bankovn\u00edch. Pokud chce \u010dlov\u011bk nal\u00e9zt \u0159e\u0161en\u00ed v podob\u011b https:\/\/nebankovni-hypoteky-cz.cz\/, mus\u00ed po\u010d\u00edtat vlastn\u011b jenom s jedin\u00fdm potenci\u00e1ln\u00edm probl\u00e9mem. A to s t\u00edm, \u017ee je u t\u00e9to vy\u017eadov\u00e1na z\u00e1stava odpov\u00eddaj\u00edc\u00ed nemovitosti. Tak\u017ee doty\u010dn\u00fd mus\u00ed n\u011bjakou vhodnou nemovitost vlastnit, respektive alespo\u0148 m\u00edt k dispozici. Ov\u0161em je-li tento po\u017eadavek spln\u011bn, je riziko, \u017ee doty\u010dn\u00fd \u017eadatel neusp\u011bje, v podstat\u011b nulov\u00e9. A selhat m\u016f\u017ee jenom ten, kdo nem\u00e1 v\u016fbec \u017e\u00e1dn\u00e9 p\u0159\u00edjmy a je natolik p\u0159edlu\u017een, \u017ee by pro n\u011bj u\u017e nebyla jak\u00e1koliv p\u016fj\u010dka \u0159e\u0161en\u00edm. V\u0161ichni ostatn\u00ed usp\u011bj\u00ed. A to t\u0159eba proto, \u017ee se tu toleruj\u00ed i velmi n\u00edzk\u00e9 p\u0159\u00edjmy \u017eadatele, pokud tyto d\u00e1vaj\u00ed nad\u011bji na spl\u00e1cen\u00ed, a \u017ee tu nemus\u00ed nezbytn\u011b vadit ani n\u011bjak\u00fd ten z\u00e1znam v registru dlu\u017en\u00edk\u016f, nen\u00ed-li tento obzvl\u00e1\u0161t\u011b z\u00e1va\u017en\u00fdm. Sta\u010d\u00ed tu tak jenom vyplnit jednoduch\u00fd formul\u00e1\u0159 \u017e\u00e1dosti na internetu, zaslat poskytovateli on\u00e9 p\u016fj\u010dky n\u011bkolik sn\u00edmk\u016f on\u00e9 nemovitosti a vy\u010dkat na kontakt ze strany zam\u011bstnance on\u00e9 nebankovn\u00ed instituce, kter\u00fd u\u017e se \u017eadatelem v\u0161e projedn\u00e1 a navrhne \u0159e\u0161en\u00ed vhodn\u00e9 pro ob\u011b strany. Pak u\u017e sta\u010d\u00ed jenom p\u0159edschv\u00e1len\u00ed takov\u00e9 p\u016fj\u010dky, je\u017e m\u016f\u017ee dos\u00e1hnout a\u017e sedmdes\u00e1ti procent hodnoty zastaven\u00e9 nemovitosti, prostudov\u00e1n\u00ed si a podpis smlouvy a pen\u00edze u\u017e u\u017e putuj\u00ed na \u017eadatel\u016fv \u00fa\u010det. Aby si jich tento mohl u\u017e\u00edvat t\u0159eba i po cel\u00e9 t\u0159i des\u00edtky let, ale aby je p\u0159\u00edpadn\u011b i kdykoliv p\u0159ed\u010dasn\u011b a bez sankc\u00ed splatil. Jak je libo. Nebankovn\u00ed hypot\u00e9ka je tak vhodn\u00fdm \u0159e\u0161en\u00edm finan\u010dn\u00edch probl\u00e9m\u016f mnoh\u00fdch z n\u00e1s. T\u0159eba i pr\u00e1v\u011b t\u011bch va\u0161ich.                                                                                                                                                                                                                                                                                                                                                                                         4.4\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nejen v bance si lze p\u016fj\u010dit","item":"https:\/\/www.krakra.cz\/nejen-v-bance-si-lze-pujcit\/#breadcrumbitem"}]}]